When we're dealing with money in relationships, when we're dealing with money in our personal lives, when we're dealing with money in our families, the flow of money in a family represents the value system under which that family operates.
Dave RamseyWealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
Dave RamseyLeadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
Dave RamseyDebt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.
Dave Ramsey