What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
Dave RamseyDelegation requires the willingness to pay for short term failures in order to gain long term competency.
Dave RamseyThis is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'
Dave Ramsey