I never play golf because it takes too long, and the business connections it produces can be made just as easily over an early breakfast.

I can't think of another enterprise other than being a homeowner that can't have its debt restructured in bankruptcy. Corporations can but a homeowner can't? Now with securitization the homeowner can't go to the owner of the loan and work things out.

I'd be bored to death if I spent all my time with other businesspeople, bankers and lawyers.

The best move you can make in negotiation is to think of an incentive the other person hasn't even thought of - and then meet it.

I am old enough to remember when America's K-12 public schools were the best in the world. I am a proud graduate of them, and I credit much of my success to what I learned in Detroit Public Schools and at Michigan State University.

Oprah Winfrey's global influence is unparalleled. Not only has her generosity and firm belief that education is the key to a better life benefited countless women and children around the world, but her example has also inspired millions of people to give back in ways big and small.

Time is the most valuable thing you have - and I'm not just talking about the minutes for which you're paid.