It's so easy to focus on what could go wrong, on what else you could do before you try the thing you really want to do. No. Just get out there and try.

Personal responsibility matters. There are no excuses for those who spend money on things they cannot afford. But it's a whole lot harder to act responsibly when consumer credit contracts are designed to be incomprehensible, when prices are obscure and risks are hidden.

We will fight back against attacks on Latinos, on African-Americans, on women, on Muslims, on immigrants, on disabled Americans, on everyone. Whether Donald Trump sits in a glass tower or sits in the White House, we will not give an inch on this. Not now, not ever.

I saw at a young age that one bad break can turn a family's financial life upside down. And it has affected everything in my life since then.

People feel like the system is rigged against them, and here is the painful part, they're right. The system is rigged.

The financial services industry has seemed to treat the crisis like a little rainfall - inconvenient, but no significant changes needed. The real question moving forward is how the industry will respond to Wall Street reform and growing public anger.

Our number one responsibility is to protect Americans from terrorism, that’s our job, so being tough on terrorism is enormously important.