In my view (animal) knowledge is apt belief, where not only the belief (its existence and content) but also its correctness is creditable to the subject's competence.

When I accept someone's testimony, I am thus only a small part of the full seat of epistemic competence, which might include many others in a long chain. My own contribution might then be slight, just through the perceptual and linguistic competence involved in knowing what someone is saying or writing, etc.

In my view there is a level of human knowledge that involves just getting it right aptly. This "animal" epistemic level is an inferior level in just the way of Diana's long shot in the dark while drunk. That shot is inferior in a certain respect if too poorly selected as a hunter's archery shot, even if not quite as poorly selected as would be a shot aimed at the moon. Even if Diana's too risky shot turns out to be apt by attaining success through sublime archery dexterity, it is still inferior in the particular respect of being so risky and hence so poorly selected.

The risk pertinent to a particular attempt (and to its evaluation as an attempt of its sort) is the risk that the agent will fail to attain the end constitutive of that attempt. This risk of failure is coordinate with how likely or unlikely it may be that the agent will then succeed.

It is possible to produce something that is grammatical either by chance or under the supervision of another. To be proficient in grammar, then, one must both produce what is grammatical and produce it grammatically, that is, in accord with knowledge of grammar in oneself.

In arriving at the relevant theory about the specifics of our faculty of vision we will presumably use our eyes to gather relevant data. Based on such data we come to know about the optic nerve, the structure of our eyes, the rods and cones, etc., so as to explain how it is that vision gives us reliable access to the shapes and colors of objects around us. In reliably arriving at that theory we thus exercise the very faculty whose reliability is explained by the theory. There is no vice in this sort of circularity.

When you dream, your perceptual (and other) competence is affected. You are then unable to get it right competently with the beliefs in your dream.