Why waste so much time, energy, and money trying to buy the biggest house that your credit rating will allow? Truth be known, a small house can hold as much happiness as a large one. Sometimes it will hold even more.

Foster a curiosity for the uncommon, regardless of how unpopular it is. The uncommon is where opportunity likes to hide.

Opportunity can't reward you with its many gifts if you fail to recognize it and act on it. What most people don't seem to realize is that there is just as much money to be made from the wreckage of a civilization as from the upbuilding of one. Let the good times roll!

In an overly materialistic world, prosperity is unfortunately and invariably associated with hoards of money and countless possessions. Yet to the truly prosperous people of this world, prosperity is prosperity in its purest and original sense. Prosperity comes from the Latin word "spes", which means "hope and vigor." To the truly prosperous person, being prosperous means being positive and happy in the moment.

Welfare is not a retirement plan.

Your prosperity and happiness will ultimately be determined by the enrichment you create for others in this world. If whatever you are doing does not enrich your life, or that of others, then it's time to do something else.

Retirement: a time to become much more than you have ever been.