If you happen to tell me where you were born, your date of birth and that kind of information, then I'm 98 percent of the way to stealing your identity.

Dear dad, you always told me that an honest man has nothing to fear, so I'm trying my best not to be afraid.

I always tell people what I did 50 years ago as a teenager is now 4,000 times easier to do today than when I did it. Technology breeds crime - it always has and it always will. There's always going to be people willing to use technology in a negative, self-serving way. So today it's much easier, whether it's forging checks or getting information. People go on Facebook and tell you what car they drive, their mother's name, where you are going on vacation, where you've been on vacation. There's nothing you can't research in a matter of a couple of minutes and find out about someone.

I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information, they are stealing the bank's money, not yours.

Whether you're earning $7 an hour or $700,000 a year, it's very important to protect your credit rating.

Im a true believer that you have a moral obligation to keep your employees honest, and that is why you have controls, so Im never tempted or put in a position where I could do something to defraud my employer.

The front of a cheque alone gives someone enough information to steal your identity.