There is a growing sentiment in America that regular saving should be ignored-that the government will take care of people and give them security when they get beyond a certain age or become old and unable to work, but it must be borne in mind that the people who earn and do save, take care of the government! Were it not for the thrifty and the willing workers, the government would be in a bad way.

Courage is heartworth making itself felt in deeds. It never waits for chances; it makes chances.

People do not want what we have in our pockets half as much as they want what is in our hearts. If we combine both, intelligently, however, according to our means, we give wisely and well.

It is the spirit of a person that hangs above him like a star in the sky.

One reason why men and women lose their heads so often is that they use them so little! It is the same with everything. If we have anything that is valuable, it must be put to some sort of use. If a man's muscles are neglected, he soon has none, or rather none worth mentioning. The more the mind is used the more flexible it becomes, and the more it takes upon itself new interests.

You are your greatest investment. The more you store in that mind of yours, the more you enrich your experience, the more people you meet, the more books you read, and the more places you visit, the greater is that investment in all that you are. Everything that you add to your peace of mind, and to your outlook upon life, is added capital that no one but yourself can dissipate.

It is easier to win than to fail. Everybody sides with the winner. But the failure walks alone.