It costs nothing to ask wise advice from a good friend.

Budget thy expenses that thou mayest have coins to pay for thy necessities, to pay for thy enjoyments, and to gratify thy worthwhile desires without spending more than nine-tenths of thy earnings.

I found the road to wealth when I decided that a part of all I earned was mine to keep.

We found water. We passed into a more fertile country where were grass and fruit. We found the trail to Babylon because the soul of a free man looks at life as a series of problems to be solved and solves them, while the soul of a slave whines, 'What can I do who am but a slave?

Learning was of two kinds: the one being the things we learned and knew, and the other being the training that taught us how to find out what we did not know?

...good luck waits to come to that man who accepts opportunity.

You've learned the lessons well. You first learned to live on less than you earn. Next you learned to seek advice from those who are competent. Lastly, you've learned to make gold work for you.