Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

President Bush has consistently used rhetoric, and that is not convincing given his past record.

Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.