We must work to stabilize Social Security. We must not gamble with our nation's social insurance program, one of our most popular and effective federal programs that has remained dependable and stable for the past 70 years.

For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

There is a need for Social Security reform to ensure its stability, and Congress must act.

Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.