Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.

Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.

To allow all U.S. workers to put part of their earnings into private investment accounts would definitely erode the Social Security system and cause uncertainty for new investors.

We must explain the truth: There is no free lunch.

Latinos are disproportionately more likely to be injured on the job than other ethnic groups.

President Bush has consistently used rhetoric, and that is not convincing given his past record.

Our political leaders must be honest and forthcoming with data that will allow citizens to use facts and figures to judge for themselves what state Social Security is in.