Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.

If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.

We must take the time to do what needs to be done now, what is right, instead of passing a bad bill.

Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.

Social Security has been effective for 70 years; prior predictions of its demise have been totally overstated.

Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.

We must explain the truth: There is no free lunch.