The American heritage was one of individual liberty, personal responsibility and freedom from government ... Unfortunately ... that heritage has been lost. Americans no longer have the freedom to direct their own lives ... Today, it is the government that is free - free to do whatever it wants. There is no subject, no issue, no matter ... that is not subject to legislation.
Harry BrowneInsurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
Harry BrowneNot only can no one predict the future, we don't understand the present - and there isn't even any certainty about the past.
Harry Browne