When one remembers how the Catholic Church has been governed, and by whom, one realizes that it must have been divinely inspired to have survived at all.

The grace of God is courtesy.

Remote and ineffectual don.

But though Usury is in itself immoral, and justly condemned by every ethical code, its chief and worst defect in the particular case we are now examining, the growth of Capitalism and its increasing proletariat, is the centralization of irresponsible control over the lives of men: the putting power over the proletariat into the hands of a few who can direct the loans of currency and credit without which that proletariat could not be fed and clothed and maintained in work.

Oh, my friends, be warned by me, That breakfast, dinner, lunch and tea, Are all human frame requires.

Ownership is not a general feature of our society, determining its character. On the contrary, dependence on a precarious wage at the will of others is the general feature of our society.

The smaller man approaching our modern banking system, which controls all issue of credit and therefore pretty well all our industrial and commercial activities, is not what the controllers of that credit call "interesting." He borrows with difficulty and upon high terms, and must pledge security out of all proportion to that which his richer rival has to put down.