We cannot make owners by merely giving men something to own. And, I repeat, whether there be sufficient desire for property left upon which we can work, only experience can decide.
Hilaire BellocThe larger the unit of capital present, the easier the transaction called emission of credit. Centralized lending of this kind (which is today universal) actively promotes the absorption of the small man by the great, the reduction of small property owners to a proletarian condition.
Hilaire Belloc