[Young people] can't do much with [student debt] other than try to figure out how to pay it down. They can't take jobs they want. They can't get the credit they would like to start a business. So we're going to refinance it, we're going move people into income-contingent repayment plans, we're going to have a date certain when their obligations end, and I'm not going to let the government harass kids.

The clearest way to know whether you are with a poor person in America is not by the logo on the clothes, because we all wear pretty much the same anymore. It's by looking into their eyes and seeing whether they look into yours, and seeing what kind of teeth they have.

There is no disagreement between us [with Bernie Sanders ] on universal coverage for health care, the disagreement is where do we start from and where do we end up.

If you give me the privilege of your vote tomorrow, that's what I will do every single day of my presidency, to knock down barriers, to create opportunities so that you have the chance to fill your own dreams. You see, I believe America's best days are still ahead of us.

Cyber security will be an issue that I will be absolutely focused on as president. Because whether it's Russia, or China, Iran or North Korea more and more countries are using hacking to steal our information, to use it to their advantage. And we can't let that go on.

I've been privileged to see the presidency up close. And I know the awesome responsibility of protecting America and the incredible opportunity of working to try to make life better for all of you.

I am not somebody who just says let's beat up on the bad guys. No. I want to summon the good guys and give people the incentives and opportunities to actually grow this economy, put more people to work, get the middle class really feeling like they're back in business.