[Young people] can't do much with [student debt] other than try to figure out how to pay it down. They can't take jobs they want. They can't get the credit they would like to start a business. So we're going to refinance it, we're going move people into income-contingent repayment plans, we're going to have a date certain when their obligations end, and I'm not going to let the government harass kids.

The American system is, in many ways, more difficult, certainly far more expensive and much longer than a parliamentary system, and I really admire the people who subject themselves to it. Even when I, you know, think they should not be elected president, I still think, well, you know, good for you I guess, you're out there promoting democracy and those crazy ideas of yours.

Barack Obama is an incredibly intelligent, thoughtful, decisive person in pursuing the agenda he sets.

I know from my own experience that you've got to be ready on day one. There is just too much unpredictable threat and danger in the world today to try to just say wait, I'll get to that when I can. That is just not an acceptable approach.

I believe I am a work horse. I believe that that is what our country needs. We need a president who will roll up our sleeves collectively as a nation and tackle the problems that we confront.

As president, I will take that work, that bipartisan work, that finding common ground, because you have to be able to get along with people to get things done in Washington.

I will fight every single day to pass comprehensive immigration-reform legislation with a path to citizenship.