Can there not be a limit to the fact that really you need to cut your cloth in accordance with what capabilities and finances you have?

What we want to do is reform the welfare system in the way that Tony Blair talked about 13 years ago but never achieved - a system that was created for the days after the Second World War. That prize is now I think achievable.

The financial costs of family breakdown are incredibly high.

In many ways Scotland will benefit more than other parts of the UK when universal credit comes in. A larger percentage of people will see an increase in their income through moving into work or taking on more hours.

Kids are meant to believe that their stepping stone to massive money is 'The X Factor.' Luck is great, but most of life is hard work. We do not celebrate people who have made success out of serious hard work.

All I can say to the others is, 'Look out, we're on our way.

If Britain is to have a stable, affordable pension system, people need to work longer, but we will reward their hard work with a decent state pension that will enable them to enjoy quality of life in their retirement.