If the gospel is only for the learned, how few there are of us who could have any use for it.

You have the highest of human trusts committed to your care. Providence has showered on this favored land blessings without number, and has chosen you as the guardians of freedom, to preserve it for the benefit of the human race. May He who holds in his hands the destinies of nations, make you worthy of the favors He has bestowed, and enabled you with pure hearts and hands and sleepless vigilance, to guard and defend to the end of time, the great charge He has committed to your keeping.

I say unto you with all the soberness I can, that we stand in danger of losing our liberties, and that once lost, only blood will bring them back; and we of this church will, in order to keep the Church going forward, have more sacrifices to make, and more persecutions to endure than we have yet known. If the conspiracy comes here it will probably come in its full vigor and there will be a lot of vacant places among those who guide and direct, not only this government, but also this Church of ours.

One year ago, on this occasion, I called your attention to the abuses that had crept into the distribution of our public funds, and I urged you and pleaded with you that, so far as the Church and its membership were concerned, we do not soil our hands with the bounteous outpouring of funds which the government was giving unto us. I renew that plea now. My brethren and sisters, for the sake of the government which we love, for the sake of the government which we believe was divinely inspired, be honest with it. Be honest, just ordinarily gold honest. That is all I ask.

If the gospel is only for the learned, how few there are of us who could have any use for it.

Let us avoid debt as we would avoid a plague...Let every head of every household see to it that he has on hand enough food and clothing, and, where possible, fuel also, for at least a year ahead...Let every head of household aim to own his own home, free from mortgage. Let us again clothe ourselves with these proved and sterling virtues-honesty, truthfulness, chastity, sobriety, temperance, industry, and thrift; let us discard all covetousness and greed.

Debt never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation...it is never laid off work...it buys no food; it wears no clothes; it is unhoused... it has neither weddings nor births nor deaths; it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, it is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it...and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.