I think setting goals is critical; having deadlines for ourselves- how much by when? Too many people have these big dreams where they want to have a big house on the ocean. But until we say what ocean, how big, what day, our conscience doesn't know what to do with that information. A positive expectancy, a positive attitude, a belief that your dream is possible is also helpful.

One individual can begin a movement that turns the tide of history. Martin Luther King in the civil rights movement, Mohandas Ganhi in India, Nelson Mandela in South Africa are examples of people standing up with courage and non-violence to bring about needed changes.

If something doesn't turn out as planned, you will ask yourself, 'How did I create that? What was I thinking? What were my beliefs? What did I say or not say? What did I do or not do to create that result? How did I get the other person to act that way? What do I need to do differently next time to get the result I want?'

What have you done for YOURSELF this year to create a better life?

Remember, there is no perfect time for anything. There is only now.

To change bad habits, we must study the habits of successful role models.

I've always believed in God. I remember once a guy asked me what it was like to be self-employed. I said, I'm not self employed. I work for God. The pay is good; He works me hard.