The time for us to begin innovating and looking for new solutions is now.

My dream is to find individuals who take financial resources and convert them into changing the world in the most positive ways.

May each of you live lives of immersion. They won't necessarily be easy lives. But in the end, it is all that will sustain us.

1.5 billion people lack proper access to electricity. Many buy kerosene, which can cost 30 percent of their income. It sends millions of metric tons of carbon dioxide into the atmosphere every year. And often the lamp will fall over and catch the house on fire. So mothers hate it, but it's their only option.

Our actions - and inaction - touch people every day, people we may never know and never meet.

We don't see profit as a blind instrument.

Don't let people tell you to do it this way. You are on the verge of figuring out hybrid models -- with companies and nonprofits, markets, government, crowd-sourced philanthropy. The capitalist system as we know it is not working.