There are times when each of us has to have some gumption to take a stand as to what we wish to preserve or change in order to maintain our self-respect and not be as "a reed shaken with the wind" (Matt. 11:7) . . . . We lose much credibility and strength, and we risk being weighed on an uneven balance, when, Don Quixote-like, we go around "tilting windmills".

A grateful heart is a beginning of greatness. It is an expression of humility. It is a foundation for the development of such virtues as prayer, faith, courage, contentment, happiness, love, and well-being.

We all enjoy giving and receiving presents. But there is a difference between presents and gifts. The true gifts may be part of ourselves-givin g of the riches of the heart and mind-and therefore more enduring and of far greater worth than presents bought at the store.

We should not allow our personal values to erode, even if others think we are peculiar.

There is a wise old saying 'Eat it up, wear it out, make it do, or do without'. Thrift is a practice of not wasting anything. Some people are able to get by because of the absence of expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. Frugality means to practice careful economy.

The saving principles and doctrines of the Church are established, fixed, and unchangeable.

Our agency, given us through the plan of our Father, is the great alternative to Satan's plan of force. With this sublime gift, we can grow, improve, progress, and seek perfection. Without agency, none of us could grow and develop by learning from our mistakes and errors and those of others.... I do not really think the devil can make us do anything. Certainly he can tempt and he can deceive, but he has no authority over us that we do not give him.