If you're making all your money simply betting on interest rates, that's not a business. Flow is a business. On the outside, they look the same for a while. But when you dig into them, no, they weren't exactly the same.

The best thing to do is muddle through and maybe, over time, create a solution of that, if someone really wanted to exit, the legal basis on which you could exit. Because right now there almost doesn't exist one.

The country [India] is doing far better.

Don't do anything stupd. And don't waste money. Let everybody else waste money and do stupid things; then we'll buy them.

We're going to do the right thing for the company and our customers, all things considered.

We have a lot of people who are Republicans, a lot of people who are Democrats, and it's not just because of business reasons.

We use technology to make it cheaper, better, and faster for the client. And then if you have the most flow, you can win. Now, having said that, Silicon Valley wants to take on this business. They think they see an opening.