The government has the right to change laws and rules and regulations.
If it is a small rate raises, [there will be] no impact.
There are two types of depreciation. There is one where you're manipulating currencies. And that's not what Japan is doing.
All businesses tend to pass costs onto customers.
Dodd-Frank is 2,000 pages long. It covers thousands of rules, regulations, interpretations and things like that.
We did not anticipate the political fallout from it. We definitely didn't need it and we paid it back the first day we were allowed to.