You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.

Acting like everyone who's been successful is bad and because you're rich you're bad, I don't understand it.

The term "too big to fail" must be excised from our vocabulary.

Remember that banks aren't markets. The market is amoral. The market doesn't care who you are. You're a trade to the market. The market will sell you if they think you're riskier. Banks didn't do that

Our global corporate investment bank competes with Goldman Sachs, Citibank, and a bunch of other banks that are in those businesses. We may have slightly different products or services, but so what? That's always been true in American business.

Our plate is full. We have a lot to do building our company organically and that is our key focus.

You don't run a business hoping you don't have a recession.