The question is how do you do it [more consumer protection] so that it actually works that way? And that takes analysis, and sometimes collaboration between government and business, to understand how that works.

We've accommodated the new rules and regulations. We've served our clients and had quite good returns.

I'm a really big believer - this is not a statement about President [Barack] Obama, but whoever is president - that good policy is really important.

If the economy grows, housing gets better, quicker.

After the tsunami in Japan, we were open for business. In fact, I flew there 10 days after the tsunami to show our support for the Japanese people.

We don't think there are cases where people were evicted out of homes when they shouldn't have been.

JPMorgan was already, for the most part. Our businesses at JPMorgan share the same cash-management systems. The commercial bank, the private bank, the retail bank, they all use the branches. The cash-management system moves the money around the world - for global corporations, and for you, the consumer, too.