More people are working, lending is up and savings are up. These are all positive signs for a strengthening economy.

I'm not going to name anybody, but I think there are about five to 10 global institutions that will emerge as our primary competitors across the board. They're adjusting to this new world, like we are.

We're diversified, we're stable and consistent. Our businesses benefit from each other.

I think the politics have gotten better in the United States, which makes it easier to pass legislation, budgets and treaties.

Because of that [Brexit], you're going to have slow growth and, unfortunately, while there may not be huge volatility, there will be volatility.

Good regulation should be conducive to business and to customer protection.

Dodd-Frank and independent actions of banks go a long way in terms of progress on capital, liquidity, transparency, "living wills" (plans for winding down a bank in the event of a collapse) and resolutions.