As countries get wealthier - all of them, together - you're going to have financial assets. That is a good thing. You could argue the assets were traded too much, or that they're too highly valued, or too leveraged.

If you have the choice, it's far better to say, "That person has the job, and they really don't need that much of my oversight." Maybe they don't need any of it.

My operating assumption is we will always have very tough competition. And even with some European banks struggling right now, some of them can reemerge - and maybe even stronger.

We have a lot of people who are Republicans, a lot of people who are Democrats, and it's not just because of business reasons.

We're going to do the right thing for the company and our customers, all things considered.

It can take a long time to get the rules in place that are conducive to growing, sometimes.

More people are working, lending is up and savings are up. These are all positive signs for a strengthening economy.