It's offensive to me to be called a cost cutter.

You never know exactly how new policies are going to work. That doesn't mean you shouldn't try them.

All businesses tend to pass costs onto customers.

Look, in any system, you want highly ethical people who really understand issues to form policies and make tough decisions. You need all the right people in the room. But there's a general view in Washington now by many politicians that if you ever were on this side, you're conflicted for being on that side.

It is vital for officials and regulators to have input from people within our businesses who understand the intricacies of how financial markets operate and the consequences of certain policy decisions.

We were a land of opportunity. You can never have equal outcomes, but you can have equal opportunity.

I believe it's a good thing that people say, "Can we find a way to live together in peace?" And they did, for the most part.