Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

Auto insurance is a toll bridge, over which every honest driver has to pass.

It seems like only yesterday that savers were dorks. They kept piggy banks. They drove last year's cars. They fished in their change purses for nickels while the superstars flashed credit cards. Today, values have changed. The new object of veneration is not money on the hoof but money in the bank - and the dorks all have it.

hindsight is not a strategy.

Everyone needs a small-town banker. Especially in a big town.

Everyone said, 'You can't lose money in real estate, because they're not making any more of it.' Hmmmm. Where did everyone go wrong?

Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.