The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

It seems like only yesterday that savers were dorks. They kept piggy banks. They drove last year's cars. They fished in their change purses for nickels while the superstars flashed credit cards. Today, values have changed. The new object of veneration is not money on the hoof but money in the bank - and the dorks all have it.

The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain.

hindsight is not a strategy.

Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.

A faithfully kept program of savings and conservative investments can give you more money and a better life than that of your neighbors who spend everything they get. This is probably the oldest financial advice in the world, but there are some things you can't improve on.

The rule on staying alive as a forecaster is to give 'em a number or give 'em a date, but never give 'em both at once.