If someone is going down the wrong road, he doesn't need motivation to speed him up. What he needs is education to turn him around.

Take time to gather up the past so that you will be able to draw from your experience and invest them in the future.

Income seldom exceeds personal development.

Focus on the solution, not on the problem.

Time is more valuable than money. You can get more money, but you cannot get more time.

I used to say, ‘Things cost too much.’ Then my teacher straightened me out on that by saying, ‘The problem isn’t that things cost too much. The problem is that you can’t afford it.’ That’s when I finally understood that the problem wasn’t ‘it’-the problem was ‘me.’

Our philosophy about activity and our attitude about hard work will affect the quality of our lives. What we decide about the rightful ratio of labor to rest will establish a certain work ethic. That work ethic - our attitude about the amount of labor we are willing to commit to future fortune - will determine how substantial or how meager that fortune turns out to be.