The same wind blows on us all; the winds of disaster, opportunity and change. Therefore, it is not the blowing of the wind, but the setting of the sails that will determine our direction in life.

Failure is a few Errors in judgment repeated everyday. The man says, Well I didn't walk around the block today and it didn't kill me, so it must be okay. No, no, it is that kind of error in judgment that after six years has him out of breath and panting as he walks from his car to his office. You can't make those kinds of mistakes; it will end up costing you.

Simply making consistent investments in our self-education and knowledge banks pays major dividends throughout our lives.

To lead others is to help them change their thoughts, beliefs and actions for the better.

The word "tip" stands for "to insure promptness." So when should you give it? Up front,of course. Sophisticated people don't take chances on poor service, they insure good service.

Let the views of others educate and inform you, but let your decisions be a product of your own conclusions.

Learn how to say no. Don't let your mouth overload your back.