For things to change, you have to change. For things to be different, you have to be different. Before financial success can occur personal growth must occur.
One of the best places to start to turn your life around is by doing whatever appears on your mental "I should" list.
We generally change ourselves for one of two reasons: inspiration or desperation.
An enterprising person is one who sees opportunity in all areas of life.
The bigger the 'why' the easier the 'how'.
Change and everything will change for you.