The key factor that will determine your financial future is not the economy; the key factor is your philosophy.

Civilization is the intelligent management of human emotions.

Be a collector of good ideas, but don't trust your memory. The best collecting place for all of the ideas and information that comes your way is your journal.

Use your past as one of your mentors.

Our philosophy about activity and our attitude about hard work will affect the quality of our lives. What we decide about the rightful ratio of labor to rest will establish a certain work ethic. That work ethic - our attitude about the amount of labor we are willing to commit to future fortune - will determine how substantial or how meager that fortune turns out to be.

Make measurable progress in reasonable time.

Great leaders must be able to realize when something isn’t working-no matter how hard they’ve worked to make it succeed.