Learn all you can, don't be lazy. Nothing's worse than being stupid. Being broke is bad, but being stupid is what's really bad. And what's really really bad is being broke and stupid. Nothing's much worse than that. Unless you're sick. Sick, broke and stupid, that’s about as far as you can fall unless you're ugly. Surely that would be the ultimate; ugly, sick, broke and stupid.

Don't wish it were easier, wish you were better.

Set a goal to become a millionaire for what it makes of you to achieve it. Do it for the skills you have to learn and the person you have to become.

For things to change, YOU have to change. For things to get better, YOU have to get better. For things to improve, YOU have to improve. When YOU grow, EVERYTHING in your life grows with you.

The amount you give isn't important. What matters is what that amount represents in terms of your life.

It's best to start the discipline of generosity when the amounts are small. It's easy to give ten cents out of a dollar; it's a little harder to give a hundred thousand out of a million.

Some people don't do well simply because they don't feel well.