Don't be afraid to borrow if someone else has said it well. Winston Churchill said, The truth is incontrovertible. Malice may attack it and ignorance may deride it, but in the end, there it is. That's so well said. You could stay up all night and not think of that.

It's a new day, a new beginning for your new life. With discipline you will be amazed at how much progress you'll be able to make. What have you got to lose except the guilt and fear of the past?

Enterprise is better than ease.

Vocabulary enables us to interpret and to express. If you have a limited vocabulary, you will also have a limited vision and a limited future.

Excuses are the nails used to build a house of failure.

Financial independence is the ability to live from the income of your own personal resources.

Often, the most extraordinary opportunities are hidden among the seemingly insignificant events of life. If we do not pay attention to these events, we can easily miss the opportunities.