Do not many of us who fail to achieve big things. . .fail because we lack concentration--the art of concentrating the mind on the thing to be done at the proper time and to the exclusion of everything else?

Capital and labor are both wild forces which require intelligent legislation to hold them in restriction.

Save when you can and not when you have to.

Probably the greatest single obstacle to the progress and happiness of the American people lies in the willingness of so many men to invest their time and money in multiplying competitive industries instead of opening up new fields, and putting their money into lines of industry and development that are needed.

Often-times the most difficult competition comes, not from the strong, the intelligent, the conservative competitor, but from the man who is holding on by the eyelids and is ignorant of his costs, and anyway he's got to keep running or bust!

Be sure that you are not deceiving yourself at any time about actual conditions.

Think of giving not only as a duty but as a privilege.