For all long-term investors, there is only one objective-maximum total real return after taxes.

Many media commercials encourage us to believe that if we buy a certain product, we can be physically appealing, or popular, or successful. According to the commercial message, it may be easy to make friends and influence people if we simply do what we're told to do. It would be wonderful if that were true, but unfortunately life does not seem to work that way. What is inside of us can be much more important and influential than what is outside.

The question is not is there a God, but is there anything else except God?

Thanksgiving being thankful or grateful results in more to be thankful for.

For all long-term investors, there is only one objective-maximum total real return after taxes.

Often a successful problem-solver is one who creates a new context in which to view the problem. This can often be done by directing one's attention away from the distracting details of the difficulty. From a detached perspective, we may examine the situation in a new or different light and, after exploring information and options, choose an appropriate course of action.

How about no income tax at all on people over 65? People would continue working, remain healthier, not be an economic and social drain on society. Then the elderly would also have more disposable income to help charitable activities.