I served for 42 years on the board of trustees of the largest Presbyterian seminary, Princeton Theological Seminary, and we had brilliant people - teachers and students both-but they did not come up with many new concepts. They weren't invited to come up with new concepts. Anybody who had come up with a new concept would have been under suspicion for being out of step with the tradition or out of step with the teachings of the church.

Diversify your investments.

Thanksgiving being thankful or grateful results in more to be thankful for.

An attitude of gratitude creates blessings.

If you're not grateful, you're not rich - no matter how much you have.

Outperforming the majority of investors requires doing what they are not doing. Buying when others have despaired, and selling when they are full of hope, takes fortitude.

What happens to us in life is less important; the real question can be whether or not we use the experience to grow.