Suppose you went to your priest and asked for help; he would refer you to the Bible. But if you went the next day to your medical doctor and he referred you to the book of Hippocrates, which was written at about the same time as the Bible, you would think that was old-fashioned.

You are present in your life on earth at this moment for the purposes of living, loving, learning, and growing. Be assured that life can reliably provide a wide variety of adventures, experiences, and situations that may require you to draw from the depths of your being. Your level of self-awareness and manner of expression can determine the quality of living you experience. Why? Because you get back what you give out.

When we have no goal, or when our vision of the goal is obscured, we may lose our sense of purpose. Even when we've prepared ourselves well and have an aptitude for a given activity, poorly directed efforts can rob us of vital energy. We can spend a great deal of our time, money, and other resources running around in circles. Unless we create specific goals that match our purpose in life and unless we keep a clear vision of these goals, we may eventually falter and fail.

There will always be bull markets followed by bear markets followed by bull markets

What happens to us in life is less important; the real question can be whether or not we use the experience to grow.

How about no income tax at all on people over 65? People would continue working, remain healthier, not be an economic and social drain on society. Then the elderly would also have more disposable income to help charitable activities.

Everyone has special talents, and it is our duty to find ours and use them well.