If you're not grateful, you're not rich - no matter how much you have.

Bull markets are born on pessimism, grown on skepticism, mature on optimism and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.

The more love we give away, the more we have left. The laws of love differ from the laws of arithmetic. Love hoarded dwindles, but love given grows. If we give all our love, we will have more left than they who save some. Giving love, not receiving, is important; but when we give with no thought of receiving, we automatically, and inescapably receive abundantly. Heaven is a by-product of love. When we say, "I love you," we mean that "a little of God's love flows from me to you." Thereby, we do not have less, but more. For in flowing, the quantity is magnified.

Focus on value because most investors focus on outlooks and trends.

In my 45-year career as an investment counselor, humility did show me the need for worldwide diversification to reduce risk. That career did help me to become more and more humble because statistics showed that when I advised a client to buy one stock to replace another, about one-third of the time the client would have done better to ignore my advice. In other endeavors, humility about how little I know has encouraged me to listen more carefully and more wisely.

From the standpoint of our spiritual development, it might be important for us to realize that we came from an unknown somewhere; we brought with us an attained state of consciousness; and while we are here, we are expanding that consciousness. From some perspectives, it may seem that we are making giant strides, but from the greater overview, our quantity of spiritual knowledge is smaller than Ptolemy's knowledge of astronomy!

I have observed 100,000 families over my years of investment counseling. I always saw greater prosperity and happiness among those families who tithed than among those who didn't.