If governments encourage people to become more spiritual there will be a reduction in healthcare costs.

Outperforming the majority of investors requires doing what they are not doing. Buying when others have despaired, and selling when they are full of hope, takes fortitude.

The commitment of giving your best at all times, in all circumstances and under all conditions, can enable you to find value in, and lend value to, every experience.

I believe all religions are becoming obsolete, clinging to ancient concepts.

The best investment with the least risk and the greatest dividend is giving.

In my 45-year career as an investment counselor, humility did show me the need for worldwide diversification to reduce risk. That career did help me to become more and more humble because statistics showed that when I advised a client to buy one stock to replace another, about one-third of the time the client would have done better to ignore my advice. In other endeavors, humility about how little I know has encouraged me to listen more carefully and more wisely.

What happens to us in life is less important; the real question can be whether or not we use the experience to grow.