If you buy all the stocks selling at or below two times earnings, you will lose money on half of them because instead of making profits they will actually lose money, but you will only lose a dollar or so a share at most. Then others will be mediocre performers. But the remaining big winners will go up and produce fabulous results and also ensure a good overall result.

There is a distinction between failing and being a failure. Few things are learned in life without failing at least once. Did you learn to roller skate without falling a few times? Did you learn to ride a bike without losing your balance? Chances are you didn't. You may have wanted to do those things so intensely that you quickly put unsuccessful attempts behind you and kept trying. Soon you acquired the skill to do the thing you wanted. Even though in the process of learning you may have failed many times, you were not a failure. "Failing" simply became an open door to try again.

By facing our challenges and overcoming them, we grow stronger, wiser, and more compassionate.

High ethics and religious principles form the basis for success and happiness in every area of life.

Let no day go by without counting your blessing.

Be very careful. Giving because we think we will get something back will not work. You must be 100 percent willing to give and never experience any return, or it will not work.

Bull-markets are born on pessimism, grow on skepticism, mature on optimism and die on euphoria.