When we have no goal, or when our vision of the goal is obscured, we may lose our sense of purpose. Even when we've prepared ourselves well and have an aptitude for a given activity, poorly directed efforts can rob us of vital energy. We can spend a great deal of our time, money, and other resources running around in circles. Unless we create specific goals that match our purpose in life and unless we keep a clear vision of these goals, we may eventually falter and fail.

For those properly prepared, the bear market is not only a calamity but an opportunity.

Let's worship Divinity, but understand the divinity we worship is beyond our comprehension.

If we become increasingly humble about how little we know, we may be more eager to search.

The parable of the talents is a good analogy of what happens when we give. When we merely try to hold on to what is given or entrusted to us, life may seem to take away even that. But when we choose to use what life has given us, the return of abundance can include friendship, companionship, financial blessings, homes, transportation, and security in wonderful ways. The universe holds nothing back from the one who lovingly and sincerely gives.

There is a distinction between failing and being a failure. Few things are learned in life without failing at least once. Did you learn to roller skate without falling a few times? Did you learn to ride a bike without losing your balance? Chances are you didn't. You may have wanted to do those things so intensely that you quickly put unsuccessful attempts behind you and kept trying. Soon you acquired the skill to do the thing you wanted. Even though in the process of learning you may have failed many times, you were not a failure. "Failing" simply became an open door to try again.

Diversify your investments.