The time of maximum pessimism is the best time to buy.

Not yet have I found any better method to prosper during the future financial chaos, which is likely to last many years, than to keep your net worth in shares of those corporations that have proven to have the widest profit margins and the most rapidly increasing profits. Earning power is likely to continue to be valuable, especially if diversified among many nations.

If success were easy, then it would not necessarily be true success. Some of history's most successful people learned to cope with failure as a natural offshoot of the experimental and creative process and often learned more from their failures than their successes. By taking the attitude that failure is merely a detour on the way to our destination, hope can blossom into success.

Is your life beautiful? Do you live in surroundings that you have made beautiful through your own unique, creative ideas? To expect and lovingly require beauty to be apparent in all areas of your life is to be deeply loving to yourself, your soul, your world, and shows reverence to God and all of life. There is always something beautiful to be found, right where you are, if you will look for it. Concentrate your thoughts on the good, the beautiful, and the true things in life.

Self-improvement comes mainly from trying to help others.

The parable of the talents is a good analogy of what happens when we give. When we merely try to hold on to what is given or entrusted to us, life may seem to take away even that. But when we choose to use what life has given us, the return of abundance can include friendship, companionship, financial blessings, homes, transportation, and security in wonderful ways. The universe holds nothing back from the one who lovingly and sincerely gives.

Share prices fluctuate more than share values.