Most of us don't mind doing what we ought to do when it doesn't interfere with what we want to do, but it takes discipline and maturity to do what we ought to do whether we want to or not.
Joseph B. WirthlinAll too often a family’s spending is governed more by their yearning than by their earning. They somehow believe that their life will be better if they surround themselves with an abundance of things. All too often all they are left with is avoidable anxiety and distress
Joseph B. Wirthlin