Banks need to think through their ethics very carefully, and many have done so. I dont know any bank that dismisses the concept of ethical banking.

Turning God into some kind of celestial insurance policy is just mental.

Jesus calls us to a holiness that is positive, generous and openhearted. It's a difficult, daring challenge - do we accept it?

I am not particularly well-behaved.

Human fallibility recognised, Gods sovereignty trusted; these are also the only stable foundations for human beings in society.

As a civilised society, we have a duty to support those among us who are vulnerable and in need. When times are hard, that duty should be felt more than ever, not disappear or diminish.

I dont believe in good human beings, but I believe you can have structures that make it easier to make the right choice or the wrong choice.