I am not particularly well-behaved.

A lot of people reject the idea of God as Father if theyve had a competitive relationship with their own father.

The longer I go on, the more I am aware of the power of finance.

Turning God into some kind of celestial insurance policy is just mental.

I dont believe in good human beings, but I believe you can have structures that make it easier to make the right choice or the wrong choice.

Put not your trust in new leaders, better systems, new organisations or regulatory reorganisation. They may well be good and necessary, but will to some degree fail.

Banks need to think through their ethics very carefully, and many have done so. I dont know any bank that dismisses the concept of ethical banking.