I saw the S.B.A. with just enormous potential, and that's what I told the president - this is really a jewel.

The morale when I came in was not the best. It was because the agency had not been valued.

After four years as Administrator of the SBA, I have let President Obama know that I will not be staying for a second term. I will stay on until my successor is confirmed to ensure a smooth and seamless transition.

We don't want to give a business that is not going to come through the troubled waters a loan that they can't pay back.

Health care is the No. 1 concern of small businesses and the status quo is untenable.

Small businesses, you can give them capital, but what they often need as much is mentoring, advice and help with their business plan.

In October 2008, when the credit crunch hit, small businesses were really crushed by the lack of capital.